Inflation risk: What it is, and why it matters
Even “normal” inflation (the average inflation rate is around 3% a year) means that your money will buy less over time. Here’s how to manage that risk.
How to invest in an index
We frequently talk about the importance of a diversified portfolio. Diversification across a wide array of stocks can help protect investors from certain types of market risk. There are several ways to invest in a diversified bucket of stocks; the most common include mutual funds, exchange-traded funds (ETFs), and direct indexing. What are mutual funds? […]
3 ways to approach a concentrated stock position
A concentrated stock position can be a highly personal and complex part of financial planning. Many of the people we work with at Quorum acquire large positions in specific companies for one of two reasons: equity-based compensation like RSUs or stock options or a family inheritance. The personal significance of those shares is one of […]
How to navigate taxes on a ‘big money event’
The goal of financial planning is to build and optimize wealth. Too often, we see people worry about their financial wins, like selling a business or cashing out of a profitable investment, instead of celebrating them. This hesitation is nearly always tied to taxes: How much of my potential profit will I owe to Uncle […]
How to build generational wealth
There’s a proverb about wealth that’s so prevalent we see versions of it across countries and cultures: shirtsleeves to shirtsleeves in three generations. In other words, family wealth never survives more than three generations. The Scots put it even more bluntly: The father buys, the son builds, the grandson sells, and his son begs. To […]
Are commodities a golden opportunity?
Every few years, three precious medals hold the world’s attention: gold, silver, and bronze. The metals used in those Olympic prizes, however, may be more important in terms of how they impact traders, investors, the global economy, and even how we think about money. While stocks and bonds tend to be the core building blocks […]
How do you build a balanced portfolio?
When it comes to investing, rebalancing your portfolio can be integral to achieving your goal. However, it’s discussed far less frequently than performance data or diversification. We wanted to take a moment to highlight why rebalancing is so important. We’ll also dig into how we rebalance client portfolios at Quorum. When we work with clients, […]
When (and why) alternative investments make sense
When you hear the word investing, your thoughts may drift to stocks and bonds. But as much as we associate investing with the stock and bond markets, there’s a much broader world of investments out there, expanding beyond traditional assets traded in public markets. In fact, these alternative investments can go a long way toward […]
How financial advisors can help you access alternative investments
More and more investors are seeking access to alternative investments. But alts can be harder to access and understand than more traditional investments.
What are alternative investments?
Alternative investments can help build diversified portfolios during periods of high volatility, and high correlation, for stocks and bonds. Kelly Milligan explains.
